Personal Finance

Borrowing to invest is also known as 'gearing' and can be risky. Gearing can increase your returns when markets rise, but losses can be devastating...

If you struggle to manage your debts, paying someone to roll them all into one consolidated loan may sound like a good idea. Here are...

Switching a home loan could potentially save you a significant amount of money in interest or let you take advantage of features offered by another...

Many stores offer interest-free deals that let you take goods home before you pay for them. But interest-free doesn't mean cost-free - there are charges...

To become wealthy in your lifetime, you need to have a plan. This plan needs to be realistic and achievable. It needs to be something...

A credit card is a convenient and innovative way of paying for things with borrowed money. The most common uses of a credit card would...

A home equity loan is a type of loan in which the borrower uses the value of their home as collateral. If the borrower defaults...

A reverse mortgage is a loan against the home, which is not required to be paid back as long as the person lives there. With...

Gold is one of the most non-destructive, brilliant, and beautiful metals. This unique set of qualities has made it a coveted object in almost every...

A line of credit is a type of loan which provides the business or an individual with a set amount of money for a specific...

Buy now, pay later (BNPL) services allow customers to purchase in installments, sometimes without paying anything upfront. BNPL options are called "instant financing" or "interest-free...

An overdraft lets you borrow money through your saving or current account by taking out more money than you have in the account. In other...