Insurance

Group insurance is coverage provided to a group of people (usually more than ten members or employees), linked by a common factor such as employees of an employer, members of an association, or members of...

Liability insurance protects you against financial loss if your actions, your negligence, or the condition of your property is found to cause a person to be injured, or a person's property to be damaged or...

Directors & Officers (D&O) Liability insurance protects the people who serve as directors or officers of a company from personal losses if the organization's employees sue them, vendors, customers, or other parties. D&O insurance can...

By Law, professionals are required to perform the services for which the appropriate contract standards hired them. The first duty may be primarily contractual; the second arises from the principles of tort law. For example,...

An employer must compensate workers who receive injuries or encounter occupational diseases during work. Such compensation is payable under the Workmen's Compensation Act. An employer may obtain an insurance policy to cover such liability. The...

A rider or endorsement of your policy will usually result in a premium change. Riders allow you to modify the insurance policy to fit your coverage needs better. Riders are essentially additional benefits added to...

Co-insurance is a cost-sharing practice between the health insurance company and the policyholder. It's calculated as a percentage of medical expenses.  Once the policyholder reaches their annual deductible, they'll start paying co-insurance. After that, the...

A deductible is a standard policy provision that requires the insured to pay part of the loss. A deductible is a provision by which a specified amount is subtracted from the total loss payment that...

Key Man Insurance is a life insurance policy companies and businesses get on their most valuable employees. The Keyman could be the CEO, the owner of the business, or any other employee critical to the...

Life insurance is a form of financial protection against the risk of death. It is the best way to protect your family from financial risks and can be used as a source of income in...

Insurance is protection against possible financial loss. Since you cannot predict the future, you never know when something terrible might happen to you or your property. Insurance allows you to be prepared for the worst....

When you take an apartment or house on rent, you may be under the impression that the landlord would have taken the insurance on the property, and you need not worry any further. Unfortunately, that...