Group Insurance

Group insurance is coverage provided to a group of people (usually more than ten members or employees), linked by a common factor such as employees of an employer, members of an association, or members of...

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D&O Liability Insurance

Directors & Officers (D&O) Liability insurance protects the people who serve as directors or officers of a company from personal losses if the organization's employees sue them, vendors, customers, or other parties. D&O insurance can...

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Insurance Riders

A rider or endorsement of your policy will usually result in a premium change. Riders allow you to modify the insurance policy to fit your coverage needs better. Riders are essentially additional benefits added to...

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Co-Insurance

Co-insurance is a cost-sharing practice between the health insurance company and the policyholder. It's calculated as a percentage of medical expenses.  Once the policyholder reaches their annual deductible, they'll start paying co-insurance. After that, the...

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Deductibles

A deductible is a standard policy provision that requires the insured to pay part of the loss. A deductible is a provision by which a specified amount is subtracted from the total loss payment that...

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Keyman Insurance

Key Man Insurance is a life insurance policy companies and businesses get on their most valuable employees. The Keyman could be the CEO, the owner of the business, or any other employee critical to the...

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Insurance

Insurance is protection against possible financial loss. Since you cannot predict the future, you never know when something terrible might happen to you or your property. Insurance allows you to be prepared for the worst....

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