Homeowner’s insurance is a type of insurance for homeowners which covers the things that are most important to them – their homes and belongings.
If something happens to your house or belongings, you can claim it. This could be because it was suddenly damaged by fire or flood or someone broke into your home and stole items from it.
Homeowner’s insurance is an essential part of any homeowners’ policy so getting one should be taken seriously if you want to protect yourself against such risks as theft and fire damage. Homeowners’ policies also cover other types of damage such as vandalism, burglary, storm damage, etc.