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Bank Deposit Schemes

How to Save Money on Your Bank Account and Make More in the Long Run

by Skills.Money
in Blog, Investing
Reading Time: 3 mins read
A A

Banks receive money from the public by way of deposits. An individual may choose any one or multiple schemes offered by a bank to save money. Usually, the preference of a bank scheme would depend on its features and benefits. It also depends on the more beneficial features compared to other banks.

Common Bank Saving Schemes Offer to Public

  • Saving deposit.
  • Fixed deposit.
  • Recurring deposit.
  • Current deposit.
  • Miscellaneous deposits.

Savings Account

A savings deposit account is meant for individuals who wish to deposit small and regular amounts out of their current income. A savings account could be opened with or without a chequebook facility. Usually, there are restrictions on the number of withdrawals from a savings account.

Savings account holders have the facility to deposit cheques, drafts, dividend warrants, etc., which are drawn in their favor.

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